Andrew Dilnot’s report will set out the financial framework for a new, long-term care system. He’s done the maths; now it’s time for the politics. If we can get both right, we will create the chance to fix the care system so future generations are free from the fear of ageing.
The first step is to accept the scale of the challenge and the imperative for urgent action. The current system is unfair and inefficient. With one in 10 families facing care costs of more than £100,000 at 65, the financial risk is both inefficiently pooled and unfairly allotted. The lottery of the "dementia tax" strikes families affected with a triple whammy of emotional distress, caring pressures and catastrophic costs. It casts a long shadow of fear over growing old, becoming a burden or being abandoned in undignified care.